ACA & Obamacare Licensed Agency

Affordable Health Coverage,
Tailored to You.

Compare ACA/Marketplace plans in minutes. Our licensed advisors guide you through subsidies, enrollment, and the best options for your family or small business — with 24/7 support.

Zero-cost enrollment help All major carriers Bilingual agents

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🔒 Secure & Private ⭐️⭐️⭐️⭐️⭐️ 4.9/5

Average monthly savings $143

Enrollment time < 15 minutes

Customers helped 10,000+

Support 24/7 Live

ACA on-exchange & off-exchange options available.

Why Novus

Expert guidance, transparent pricing, zero hassle

From subsidies to networks, we make health insurance simple — and we never charge you for enrollment help.

💡

Smart Plan Matching

We analyze needs, doctors, prescriptions, and budget to match you with the right ACA plans.

⚡

Fast Enrollment

Complete your application online or with an advisor in minutes — no paperwork headaches.

🛡️

Top Carriers

Access marketplace and private options from trusted national and regional insurers.

Plans

ACA & Marketplace options for every stage

Individual & Family

$0–$50/mo*

After eligible subsidies

✓ Primary & specialist care
✓ Prescription coverage
✓ Preventive care $0

Check Eligibility

Small Business

Custom

Group plans with tax advantages

✓ Multi-carrier quotes
✓ HSA/HRA options
✓ Employee onboarding

Talk to an Advisor

Off-Exchange

Competitive

Options for those ineligible for subsidies

✓ Broad networks
✓ Flexible deductibles
✓ Supplemental add-ons

Explore Options

*Estimate varies by income, location, and household size. We help you confirm subsidy eligibility.

How it works

Enroll in 3 easy steps

Tell us about you

Answer a few questions about your doctors, meds, and budget so we can tailor your options.

Compare your matches

We’ll sort ACA plans by total cost, network, and benefits — not just premiums.

Enroll with a pro

Finish your application online or with a licensed advisor available 24/7.

Testimonials

Loved by thousands of members

“They found me a plan that kept my doctors and cut my costs in half. The process was actually easy.”

— Maria P., Florida

“Novus handled everything — even the tax credit. Five stars for the late-night support!”

— James R., Texas

“We enrolled our team in under an hour. Great rates and clear guidance for our small business.”

— Aisha K., California

FAQ

Common questions

What is ACA (Obamacare)?

The Affordable Care Act created the Health Insurance Marketplace with essential health benefits and income-based subsidies to reduce costs.

Can I enroll outside Open Enrollment?

Yes, if you qualify for a Special Enrollment Period due to a life event (move, job change, birth, loss of coverage, etc.). Our advisors can check eligibility.

How do subsidies work?

Premium tax credits lower your monthly payment based on household income and size. We’ll estimate your subsidy and apply it to your plan.

Does Novus charge for help?

Never. Our guidance and enrollment support are free to you.

Get a free quote

Start your application

Complete the form and a licensed agent will reach out within minutes. Prefer WhatsApp? Message us anytime.

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Affordable Health Coverage, Tailored to You.